Tuesday, September 24, 2019

Theres nothing more depressing than being home alone, waiting for the phone to ring, hoping its a job offer youve applied for. Meanwhile, rejection e-mails are piling up in your inbox. And job posts that fit your qualifications are getting scarce. You lose yourself into your own thoughts -- wondering what will happen next. Will I get a gig before I run out of savings? How will I make the mortgage and the car payments next month? And yes, that much needed vacation with the family might have to be cancelled.

This scenario is enough to drag anyone into a dark place. But optimism is a powerful antidote. You can uncover options you didnt know existed simply because you looked at the glass half full instead of half empty. And most importantly, learn to make the best out of a bad situation.

First, its funny how much waste you can find when you start paying close attention to your wallet. The important to budget travel is to plan in advance. When it comes to family trips, globetrotting, well-deserved holidays and/or going to see new destinations we have never been before, the fact of expense and budgeting is often in the back of our heads. Planning and spending our travel budget wisely is a priority for most families. Lowering expending and costs, while still savoring your vacation to its fullest, is the key to confirmed accomplishment and fiscal obligation. Your pocketbook and family will thank you! The thought regarding saving money while traveling is simple: Even if your personal budget is really tight, you can still take a break and enjoy life! Simply put, life is just too short to never step out of the door or departing the homestead! Also thinking about that while traveling, whether on a price range or not, even the smallest of things can all add op to a large vacation or travel bill!. Many people go out to lunch almost every day. My wife and I went out to dinner three to four nights a week. We decided that wasnt necessary. Frankly, I dont miss eating out at all. It was unhealthy anyway. Ive lost a few pounds since we stopped and gained a few hundred bucks a month. Cha-chang!

My neighbors little girl has her father wrapped around her finger. They visited the mall quite often together and she never came home without a souvenir some junk she really had no use for in the first place. Her father has put a stop to giving in to her every need. Now, shes less spoiled and her father has gained some extra bucks in his savings account. Cha-ching!

I always found it fascinating how many television channels we had at our house. Im not exactly sure, but I think the digital cable carried more than three hundred channels. With our busy professional lifestyle and taking care of a five year-old, we barely had time to watch television. When I actually sat down to watch something, it was either news or a show I could watch for free anyway. Those other paid channels were simply wasting away. So, my wife I decided to get rid of them and we reeled in more than a hundred bucks a month. Cha-Chang!

You can have a lot of fun getting rid of financial clutter. I came up with a list that is saving me about $1,000 a month. Oh, by the way, my family is going on vacation this summer even in this tough economy. We found a way to do that on the cheap as well at besttraveldeals.net. Im a changed man. Im now a bonafide cheapskate. Read on!!

1.Eating out for lunch and dinner -- $500 per month
2.Junk toys for my daughter -- $150 per month
3.No more cable channel surfing -- $100
4.Coffee and latte -- $80 per month
5.Cancelled golf league $30 per month
6.Use coupons at the supermarket and buy generic -- $50 per month
7.Cancelled monthly magazine subscriptions -- $20 per month
8.Buy some items in bulk whenever possible -- $20 per month
9.Cancelled landline telephone -- $30 per month
10.My wife carpools -- $100 per month
11.Entertainment -- $150 per month

These are manageable ways to save more than $1000 a month. I hope this helps. Remember, every little bit counts. A few dollars here and there can amount to thousands of dollars a year in savings. As the saying goes, a penny saved is a penny earned.


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24 Sep 2019

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